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In an effort to increase homeownership opportunities, the City of Hartford, the United States Department of Housing and Urban Development (HUD), and Fannie Mae, together with local mortgage lenders, created the HouseHartford Homebuyer Assistance Program to assist potential homebuyers in Hartford. HouseHartford, funded through HUD’s HOME Grant, offers low and moderate-income homebuyers downpayment assistance for purchasing one-to-four-family homes. The City partners with local and national banks, real estate attorneys, and homebuyer counseling agencies to facilitate the program. Assistance is available city-wide for low-income families who will maintain their newly purchased home as their primary residence. The HouseHartford Program promotes livable and sustainable neighborhoods, and makes the dream of homeownership attainable for many families who, without such assistance, would not qualify for a homebuyer mortgage. Since inception, the program has assisted more than 1,300 families attain the dream of homeownership.

What type of properties are eligible?  1-4 family homes and condominium units located in the City of Hartford.

What is the amount of homebuyer assistance that one can receive?  Potential homebuyers can receive up to 20% of the purchase price in down payment assistance; maximum assistance is $40,000. Some restrictions apply.

Who can apply?  Low and moderate-income potential homeowners can apply for assistance under this program. There are, however, program restrictions based upon the total annual household income of the applicant.

The total annual household income of the homebuyer cannot exceed the income limits as shown below, by household size. These maximum income limits are established by HUD and are based on 80% of the Hartford Area Median Family Income (2018):


Household Size 1 2 3 4 5 6 7 8
80% AMI $52,850 $60,400 $67,950 $75,500 $81,550 $87,600



For more information, please contact:

      Celina Caez, Project Manager
      City of Hartford
      Department of Development Services
      Division of Housing
      250 Constitution Plaza
      Hartford, CT 06103
      (860) 757-9028
  Program Information 
  Program Brochure   Program Brochure (Spanish)   Additional Resources

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